Gap Insurance , the insurance that more or less means if your car is written off , you get a brand new car , and not the value of the car at the time of the accident , but !!!.....my dealer who will remain nameless was going to charge me £399.00 for three years cover ....my own insurance people ..well a bit different !!...£160.00 for three years cover , a bit of a difference there !!.. see also this link ...Gap insurance: do you need it?
Gap Insurance
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This is NOT car insurance , this is additional to your car insurance , read the link provided in my original post !!
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NEVER take a GAP insurance from where you are buying the car! In my case the dealership wanted to charge me £400 - Got the same type of insurance for £156.
I went for 'total loss gap' - you can quote your car without entering any of your car/personal details.
I went for 'total loss gap' - you can quote your car without entering any of your car/personal details.
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Sry, my bad.
So if additional, its ex.
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My car insurance covers the complete replacement cost for the first year, so I took out a two year gap insurance with directgap (thanks Jill) deferred until the first anniversary of my car's first registration. Makes the deal slightly cheaper than taking out the full 3 years.
By the way, this topic has been covered before lovemycar.
By the way, this topic has been covered before lovemycar.
Opps did not see it being covered before !!
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Not to worry, I only remembered because I started the thread.
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Hi,
Just to let you know that we offer a product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance we feel for some customers it can make a cost effective alternative.
Please feel free to take a look if you wish.
https://www.adrianflux.co.uk/extras/total-loss/
Regards,
Dan.
Just to let you know that we offer a product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance we feel for some customers it can make a cost effective alternative.
Please feel free to take a look if you wish.
https://www.adrianflux.co.uk/extras/total-loss/
Regards,
Dan.
In my country the car insurance includes something like this. If the car is written off during the first year, I get full price of the car back + 30% extra. If the car is written off later, I get the estimated value of the car + 30% extra.
Although, of course the car insurance companies offer cheaper car insurance products that do not include this extra 30% thing. But in any case it's baked into your car insurance and you cannot buy it separately.
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