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Old 07-05-12, 12:23 PM   #1
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Join Date: May 2012
Posts: 28
Default Average Insurance Costs

Hello all,

Just thought i'd kick off a bit of a discussion about insurance costs and how much they fluctuate between makers/models/ages/experience between us all.

Myself being a new driver at the age of 21 got hammered pretty hard on my first (current) car.

If you could set out as follows:

Age Range:
17-20 | 21-24 | 25-30 | 30+ | 21 Several Times Over
Car Make And Model:
Engine Size:
Years Driving:
Cost Per Month/Year
Type (Fully Comp, Third Party F&F):

Here's mine:
Age Range: 21-24
Car Make And Model: Pug 206 1.4 LX
Engine Size: 1.4
Years Driving: 1
Cost Per Month/Year: 177 p/m
Type (Fully Comp, Third Party F&F): Fully Comp
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Old 07-05-12, 07:52 PM   #2
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Join Date: Oct 2011
Location: Cotswolds Glos. UK
Posts: 430
Default

Over 65 ( Retired )

Car see my sig ....

Been driving for nearly 50 yrs !!

235 per year

Fully Comp + windscreen , legal costs & Free hire car )
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Old 07-05-12, 08:31 PM   #3
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Quote:
Originally Posted by CNSam View Post
Hello all,

Just thought i'd kick off a bit of a discussion about insurance costs and how much they fluctuate between makers/models/ages/experience between us all.

Myself being a new driver at the age of 21 got hammered pretty hard on my first (current) car.

If you could set out as follows:

Age Range:
17-20 | 21-24 | 25-30 | 30+ | 21 Several Times Over
Car Make And Model:
Engine Size:
Years Driving:
Cost Per Month/Year
Type (Fully Comp, Third Party F&F):

Here's mine:
Age Range: 21-24
Car Make And Model: Pug 206 1.4 LX
Engine Size: 1.4
Years Driving: 1
Cost Per Month/Year: 177 p/m
Type (Fully Comp, Third Party F&F): Fully Comp
Christ! 177 a month!
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Old 07-05-12, 08:37 PM   #4
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Quote:
Originally Posted by zooankski View Post
Christ! 177 a month!
For a 1.4 sure they don't think it's a 4.1
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Old 07-05-12, 11:28 PM   #5
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Location: Gateshead - Tyne and Wear
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Default

Quote:
Originally Posted by CNSam View Post
Age Range:
17-20 | 21-24 | 25-30 | 30+ | 21 Several Times Over
Car Make And Model:
Engine Size:
Years Driving:
Cost Per Month/Year
Type (Fully Comp, Third Party F&F):
Age: 22

Ford Focus 1.8TDCI (mk2)

driving experiance: 3 - 4 years (car), 6 months (bus)
crashed and wrote my 307 back in 2010 so lost NCB there

costs: 195 a month

fully comp

thinking about giving my car up to save money...can get metro/staff bus to work.



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Old 08-05-12, 01:54 AM   #6
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Location: Belfast
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Age Range: 25
Car Make And Model: Pug 307
Engine Size: 2.0 110 HDi
Years Driving: 6
No claims: 4
Cost Per /Year: 690 a year
Type (Fully Comp, Third Party F&F): Fully Comp
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Old 08-05-12, 02:12 PM   #7
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Location: leicester
Posts: 674
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Age:-38
Car:- 307 dturbo '03
Engine size:-2.0 110
Years driving:- 18months (with licence) 23 years (without licence)...yeah i was a toe rag so kill me...Still got 4 driving bans on it...
No claims:- 1yr
Cost per month:- 152
per year:- about 1850 with it in installments.
Type:- 3rd party fire and theft...

I did find out that if i buy a 1.6 petrol 307 sw my insurance will drop by 300 a year....so much for cheap diesels...
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Old 08-05-12, 02:44 PM   #8
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Location: Doncaster
Posts: 424
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Age: 30
Car Make And Model: Peugeot 407 2.0 HDi
Engine Size: 2.0
Years Driving: 9
Cost Per Month/Year: about 60 / 600
Type (Fully Comp, Third Party F&F): Fully Comp (wife's policy with me as named driver)

I was 22 when I had my first car and it was a Peugeot 405 1.8 GLX, cost me 910 for the year
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Old 08-05-12, 03:52 PM   #9
rogersimons
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age 43
car 307 1.4hdi
policy fully comp with windscreen and leagle cover ncd protected and gold breakdown cover.with wife as named driver.
years of ncd 10yrs
cost by monthly 28
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Old 08-05-12, 06:03 PM   #10
jmkent
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Age 28
407 2.0 HDI
11yrs driving
9yrs NCB
Fully comp (with business use, protected NCB, etc) 50/month

Last edited by jmkent; 08-05-12 at 08:21 PM. Reason: Typo
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