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Old 24-11-14, 05:02 PM   #1
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Default No Claims Bonus question

I've just found out that if I insure a second car - my ncb is zero on that vehicle -that is it would be as if I was a new driver without 20 years driving experience and in excess of 10 years no claims.

I can only drive one car at a time - can someone please explain the rationale behind this approach. How do risks increase when I am driving a different car?
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