For the next couple of days...

[JazzJPH]

I'm going to ask random questions, because my 307 will no longer be insured soon as my insurance company said they can't insure a CAT C car.

So.. I'm looking at getting a banger to drive around in (hopefully a 306 I love them) in the meantime, and then sell my 307 and get another car.

So please answer my Q's :P

first one.. Looking at a T reg 306 HDi. He's selling for £350 with MOT til next January. He noticed Oil in the water. What's the craic with this? And can I drive a couple of months like this?

[john_h]

you may find it easier to change insurer jazz and keep your current car. can even transfer your NCB.

water in oil? stay away...to me sounds like head gasket is on way and will cost £££ to fix.

EDIT: been reading up and apparently some insurers dont mind aslong as you have a current MOT for the vehicle, others will like a engineers report and others require you to take the car for a VIC check. in either way it will be far cheaper than buying a car.

[JazzJPH]

The cheapest insurance jump is from £800 per year to £1700 per year. Insurance prices have gone up dramatically this past year.

I've gotta get a non-CAT C car mate. And NCB won't transfer mid-term. I have 3 years and half way through this term, it won't transfer over.

[john_h]

fair enough im paying just over 1800 myself and is about £203 p/m for 9 months.

but i see now...yeah anyways i wouldnt go for that 306...look else where. chances are though, in darlo or around, they are all going to be real chavvy....especially the morton park crew.

[JazzJPH]

Lol sucker

Have you tried swiftcover? LOL

I'm gonna have to get a banger..

[john_h]

yeah tried all the comparison websites, they see me coming miles off 2.5k on average. im with towergate riskline. i got special insurance where the postcode does not effect my premium etc. but since im debating on leaving the RAF, looking at police. i may have to change insurers but i beleive they also do police, fire and ambulance.

[307pugpete]

Oil in the water could be the oil cooler , had it on both a megane scenic and a Movano van. If its knackered it over pressurises and pumps oil at pressure into the water.

All needs cleaning out before it gunks up the water ways , engine and rad with pipes is worse case scenario if its been doing it sometime.

I doubt very very very much that swiftcover will be able to can your cover midway through the policy. They are obliged to carry the cover full term , i would complain to the underwriting or general complaints department.

Further to this if its written into the policy with shitcover , sorry swiftcover i would then claim recompense from the third party insurer (was it Royal Sun?) for any additional out of pocket expenses that you incur in changing insurers and losing out on the third years NCD.

If you have legal cover consult them , if not go see a no win no fee solicitor however i would speak to Royal Sun first with a figure of what you want and have it listed and detailed. A solicitor will receive 75% of what they settle for you in any non fault claim so if they have any common sense they will deal with you first

[stevoxsi]

306 banger! I have my £800 D-turbo. Hard to beat! Just don't give a shit about it!

[bettyswollocks]

Do you know how long it takes my wife to get ready for a night out ?

[stevoxsi]

Originally Posted by bettyswollocks

Do you know how long it takes my wife to get ready for a night out ?

Err?